Florida Coverage Help • Since 2001

Navigating health insurance with clarity and care.

We work with major insurance companies and select hospital systems across Florida to help you get the best available rates—while keeping your doctors.

Our Services About Us

How we help

Practical support with a human touch.

Nurse holding a patient's hand

Plan Comparison

Side-by-side quotes from leading Florida insurers—see true monthly cost before you enroll.

  • ACA Marketplace & subsidies
  • Employer/COBRA & short-term
  • Doctor/hospital network fit
Explore Services
Care professional supporting an older adult at home

Medicare & Medicaid

Clear help for Medicare A/B, Advantage, Supplement. Guidance for Florida Medicaid & KidCare.

  • Eligibility & timing
  • Rx coverage review
  • Special Enrollment Periods
See Details
Healthcare tools on desk

Enrollment Support

We handle paperwork, verify networks, and keep you updated—no jargon.

  • Document checklist
  • Fast follow-ups
  • Ongoing reviews
Start Now
Florida Health Coverage News

Health insurance rates set to rise sharply for 4M+ Floridians on ACA & small-group plans

The Florida Office of Insurance Regulation reported late last month that, beginning Jan. 1, 2026, approved rate filings include double-digit premium increases for individual marketplace (healthcare.gov) and small-employer plans. Florida leads the nation in exchange enrollment.

Piggy bank and coins symbolizing rising insurance costs in Florida

According to the OIR data, the increases affect marketplace enrollees purchasing individual policies on healthcare.gov and Florida’s small-group market. Residents should review options early to evaluate networks, subsidies, and total out-of-pocket exposure before renewals take effect.

Estimated premium changes by Florida county

Chart of estimated 2026 premium rate changes by Florida county

Sources: Florida Office of Insurance Regulation filings; analysis for individual marketplace and small-group plans. Actual rates vary by plan, age, tobacco use, and subsidy eligibility.

Real People. Real Coverage Wins.

We simplify health insurance so you can choose with confidence.

Marcus found a lower-cost plan

“They cut through the jargon and found me a plan that kept my doctors—at a lower monthly cost.”

Stephanie T.

Self-employed
Sarah got clarity on benefits

“I finally understood deductibles vs. copays. They compared options and showed the true costs up front.”

James K.

First-time marketplace shopper
Emily and James picked a family plan

“They compared family plans in minutes and helped us choose one with great pediatric coverage.”

Thomas J.

Parents of two
Robert navigated Medicare choices

“Medicare was confusing. They broke it down and matched me to a plan that covers my meds.”

Robert C.

Real Estate Agent
David found coverage for his team

“They sourced affordable options for my small business and explained benefits my team actually uses.”

Emily & James

Small business owners
Anna & Chris transitioned plans

“We switched plans mid-year without losing our providers. Smooth, fast, and stress-free.”

Anna & Chris

Moving to a new state
Steven found zero-cost preventive care

“They highlighted zero-cost preventive benefits I didn’t know I had—huge value.”

Charles M.

Individual plan
Get Your Coverage Options

We’re an independent coverage help service. We don’t sell your data and we’re not an insurer.